The Windermere Ready Loan Program is a Seller Recource that helps homeowners prepare their homes for sale by funding improvements, repairs, and staging before listing. Exclusive to Windermere brokers, this program lets you borrow against a portion of your home’s equity with little or no upfront cost.

Get Your Home Ready to Sell

Your home deserves to make a great first impression! With the Windermere Ready Loan Program, you can make updates before listing so your home looks its best when buyers walk through the door.

From simple refreshes to larger upgrades, this program gives you more flexibility to prepare your home for the market.

What Home Improvements Can You Make?

You can use Windermere Ready funds for a variety of pre-sale improvements, including:

• • Landscaping and yard cleanup

• • Interior and exterior painting

• • Hardwood floor refinishing and carpet replacement

• • Deep cleaning and decluttering

• • Updating fixtures and installing new countertops

• • Home staging

• • Repairs identified during the home inspection

Plus, you can choose your own contractors, and we’re happy to provide trusted referrals. Unlike a new construction loan, Windermere Ready doesn’t require a formal draw process.

Windermere Ready Loan Terms and Fees

The program provides up to $100,000 for home improvements and repairs. Before applying, review these important terms and costs:

• • Upfront costs: Little or none

• • Listing requirement: List your home with a Windermere agent within 60 days of loan approval

• • Repayment deadline: Repay the loan in full within six months

• • Loan fee: A fee is due at closing. The most recently reported fee was 2% of the loan amount; contact your Windermere broker to confirm the current fee

• • Interest rate: 11%, with an APR of 14.77%; interest is bundled into the loan

• • Title fees: Approximately $570 for loans over $50,000

Because rates and fees can change, confirm all current loan terms and costs before applying.

For general information about mortgage financing and borrowing costs, visit the Consumer Financial Protection Bureau’s mortgage resources.

How to Apply for a Windermere Ready Loan

Getting started is typically faster and easier than refinancing your mortgage or opening a new line of credit. Here’s how the process works:

1. 1. Request a market analysis. A Windermere broker will prepare a brief market analysis of your home.

1. 1. Complete a three-page application. The application process includes a credit check.

1. 1. Receive loan approval. Applications are usually approved within a couple of days.

1. 1. Access your funds. Once approved, you’ll typically receive the full loan amount by wire transfer within approximately 10 days.

Get Your Home Market-Ready

With the Windermere Ready Loan Program, you can tackle important updates, address inspection-related repairs, and even cover home staging costs before your home hits the market.

Ready to explore your options? Contact your Windermere broker to learn more, confirm current rates and fees, and find out whether this program fits your selling plans.

Loan terms, interest rates, fees, approval timelines, and funding timelines may change. Confirm current program details before applying.