INTAKE
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YOU BEGIN WITH A VISION, WE FACILITATE THE DREAM
Buying a home, whether it’s your first or fourth time, can generate a roller coaster of emotions ranging from disappointment to excitement and everything in between. With Johnson & Walker, we are here to guide and consult with you through every step of the process, and will make it fun along the way. Our collaborative philosophy is that you begin with a vision, we'll help facilitate the dream.
Buying a property in an unfamiliar market can be intimidating, but with Cheryl's help, it can become a reality. The process may seem daunting, but the end goal of owning a home and building a life there can provide motivation. Here is a step-by-step guide of what to expect when working with Cheryl.
INTAKE
When we first meet, I like to take time just getting to know you - what you are all about, what you envision your ideal home to be like. We'll spend time brainstorming your wants, your must-haves, and your deal breakers.
APPLICATION & PRE-APPROVAL
The next step is for you to connect with a lender. You’ll need to submit an application and gain pre-approval, and at this point, we can provide you with our lender recommendations. Of course, you’re also free to shop around on your own, but we ask that you work with a lender who was strongly recommended to you by someone you trust.
EDUCATION DAY
This is where the fun begins! Based on the information we gathered during our intake meeting, we will put together a selection of homes for us to tour together. Before the tour, we will preview all active properties that fall within your parameters, and from here we design the tour to include homes that we consider “winners,” homes that could be “maybes,” and a few homes that you may not have considered but could still have potential.
SUBMIT YOUR OFFER
Once you’ve found “the one,” we begin putting together the offer. We will start by providing you with a market analysis to help determine a competitive offer price. We’ll walk you through the contract, including going over various contingencies and addendum to ensure that you understand the contract and your obligations as a buyer.
MUTUAL ACCEPTANCE
Finally, after submitting our offer (and after possibly negotiating counteroffers), our goal is to get to mutual acceptance. Once you and the sellers come to an agreement, we will provide you with a timeline of dates that include each action item you need to complete prior to contingency expiration.
INSPECTION
A home inspection is going to be your version of an x-ray of the property. You will hire a professional home inspector (we can help provide a few referrals) who will walk through each part of the home, from the basement and crawl spaces to the attic and roof, inspecting each detail and searching for anything that might be cause for concern. Afterward, the inspector provides you with a detailed report of any issues they found, and from here, we’ll go back to the seller and negotiate repairs or necessary funds to manage the repairs.
ESCROW & CLOSING
Almost there! An escrow officer is a neutral third-party who oversees the transaction to ensure all parties involved fulfill their financial obligations as outlined in the contract. They will receive and disburse funds as well as the documents required to transfer ownership of your home. You will sign documents either in person or via Fed Ex, depending. On the day of closing you will receive confirmation that the deed has been recorded and we can hand over the keys to your new home!
MOVING DAY
When the day you’ve been waiting for finally arrives, we’re ready to help you plan a successful transition! We have several resources to assist you with the entire moving process, from packing up your previous home to moving it all into your new home. We’re here for all of your real estate needs, no matter what part of the process you’re in.
To ensure a successful home purchase, it's essential to have a clear understanding of your "wants," "needs," and "don't cares" when it comes to your future home. These pages were designed to guide you through the process of differentiating between the three, providing a roadmap for your home search.
It's important to note that your home requirements may evolve as we tour homes and gain a better understanding of what will work best for your needs. This is a normal part of the home buying journey and should be embraced. When purchasing a home, it is important to know your preferences, needs, and deal-breakers.
To begin, it's helpful to gain an understanding of the different types of properties available and the associated responsibilities. Although each situation is unique, the next page features a compiled list of common responsibilities based on the type of property you may be interested in.
This guide will help you distinguish between these aspects and assist in your home search. It is normal for your requirements to change as you view different properties. To begin, familiarize yourself with the different types of properties and their responsibilities. A compiled list of common responsibilities for each type of property is provided. Let's start the process and find your ideal home.
House or condo? In-town or county, garage or yard? With so many choices available, my buyer worksheets below assist you in understanding your wants and needs.